It is not a matter of if your identity will be stolen but when and how.
Constant access to the Internet and other forms of technology have made life a little easier,
though this same access has also dramatically increased the threat of a hacker or
malicious software stealing private information. Many banks and credit card companies
have rigorous standards and provisions that they now take in order to protect consumers from these threats.
When traveling outside the country, for example, banks often times require notification of this move at least a week in advance.
This precautionary measure is emplaced because one of the most common indicators of credit theft occurs
when a transaction is suddenly made across borders, though the card had previously been used in a single city or state.
One measure many experts have recommended in order to protect against online identity theft is to
conduct e-commerce by using one specific card that has a low credit limit. This low limit will help in the unfortunate event
that it is stolen because it will reduce the amount of money that has the potential for loss.
A common sense tip to adhere by when shopping online is to only use trusted sites that list reasonable prices for their products.
If you see an MP3 player listed at half the normal retail price on an unrecognized site,
chances are it may be phony and only in place to glean your card information - as a side note,
this is one of the most popular ways sellers on EBay scam customers. Unless maybe using it as a security measure for your bank account,
there should be relatively no reason for you to give away your social security number online.
Be wary to give this information away when making a purchase, and also delete any emails that list it.
Some email accounts are not as well encrypted as others, especially if it is an address used on a company network.